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A Benefit Consulting Organization |
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TOPIC: Understanding the advantages/disadvantages of self-funding: What is the actual financial advantage to self-funding your medical program? Are you really going to save money? Have you ever had a sales person tell you that you could save 20% to 30% first year by going self-funded, or that you could save money without reducing benefits to your employees? Does this sound suspicious? Well, it should... This does not mean that self-funding cannot save you money – it can. This web cast will explain the myths and realities of self-funding, compare opportunities to save money under a self funded vs. a fully insured plan and help you determine which funding arrangement is right for you. LENGTH: 25 minutes Presentation Slides- PDF Version - Right Click Here, and go to "save target as" to download (368KB) Presentation Audio- MP3 Version - Right Click Here, and go to "save target as" to download (5.2MB) ***The easiest way to listen to the recorded webcast is to listen to the .MP3 and follow along with the slides in the .PDF format. TOPIC: Understanding the components of a renewal: What factors into your renewal? How do you know if it was the best possible price available? Is a 2% decrease good? Is a 20% increase bad? The answer is maybe... We would love to tell you that if you hire the right consulting firm, your renewal will always be below the national average, but that is not how it works. Of course, if you hire the right consulting firm, your renewal will always be on the aggressive side of fair. What is fair? Most CFO’s think that paying for their company’s claims plus a reasonable cost of doing business is a fair rate. Do you have a fair rate? Our clients do. LENGTH: 22 minutes PDF Version - Right Click Here, and go to "save target as" to download (290KB) Presentation Audio- MP3 Version - Right Click Here, and go to "save target as" to download (5.1MB) ***The easiest way to listen to the recorded webcast is to listen to the .MP3 and follow along with the slides in the .PDF format. TOPIC: Understanfing Benefit Administration: Understanding what services are available and what they can do for your organization HR professionals should be focused on strategic initiatives, yet most are trapped by the mounds and mounds of paper generated by enrollment, carrier eligibility, carrier billing and other day to day tactical issues. In addition to causing stress and inefficiencies, a manual system leads most employers to spend an additional 3% to 7% in premium over payments. Even at the low end, spending an extra 3% for your medical program is big bucks! Is web self service enrollment, web communications, electronic carrier integration and carrier bill reconciliation only for those companies with deep pockets, and IT staff? The answer is no! We will discuss the multitude of outsourcing options available, their PROS & CONS, and the sort of results they can drive. We will also talk about new technology on the horizon and how it is going to impact employers, and employees. Learn how Charon Planning clients have creatively accomplished their strategic goals by finding effective cost efficient solutions to make them more effective at what they do. LENGTH: 24 minutes PDF Version -Right Click Here, and go to "save target as" to download (711KB) Presentation Audio- MP3 Version -Right Click Here, and go to "save target as" to download (13MB) ***The easiest way to listen to the recorded webcast is to listen to the .MP3 and follow along with the slides in the .PDF format. TOPIC: De-Mystifying Broker Compensation & "Value-Added Services": How much is my broker currently making? How is it being earned? How are some brokers able to offer more Value-Added Services then others? Many employers do not know what their broker is earning, nor do they know how many hours the broker spends on their account. In addition most Employers do not know about the various revenue streams brokers can receive through contingency and retention bonuses. What about the term, "Value Added Services?" How is it that some brokers can offer more services then others, and is there such thing as free services? We believe that full disclosure and accountability is essential to a true business partnership. In this webcast we will focus on explaining how the insurance compensation model works, and where that money goes. A truly comprehensive consulting processes can deliver outstanding results, huge cost savings, and intrinsic value. This webcast will provide you with information and insight to determine whether you are receiving the value you expect and deserve from your broker. LENGTH: 34 Minutes PDF Version -Right Click Here, and go to "save target as" to download (253KB) Presentation Audio- MP3 Version -Right Click Here, and go to "save target as" to download (9.9MB) ***The easiest way to listen to the recorded webcast is to listen to the .MP3 and follow along with the slides in the .PDF format. TOPIC: Over 35 Proven benefit cost-control strategies: Are you currently implementing every strategy possible to offer your employees the best benefits available? Beyond cost-shifting and plan design changes what can you do? Cost control strategies include:
In twenty minutes we will review over 35 techniques and strategies that employers use to control their costs. While some will sound familiar to you, we suspect that some of these strategies will be new and exciting. Join us find out which ones! LENGTH: 35 Minutes PDF Version -Right Click Here, and go to "save target as" to download (364KB) Presentation Audio- MP3 Version - (Too big for upload, email rkrekstein@charon.nfp.com)
TOPIC: Forget the Healthcare Crisis, We face a Health Crisis: Can a wellness program improve productivity & morale, while reducing healthcare costs? What types of programs are available and what is involved in implementing one that works for your company? In order to impact cost and rein in utilization, you need to get at the root of the problem: your employee's (and their dependent's) health. An effective wellness program is designed to achieve the greatest ROI while addressing each employee's current health status (i.e., keep the healthy healthy, help the sick get healthy, or maintain treatment regimens for the chronically ill). In twenty minutes, we can help you gauge where your company falls along the wellness program continuum: low, medium or high cost/low, medium or high involvement. We can also provide assistance regarding how to develop an effective wellness program that will suit your company's needs. PDF Version -Right Click Here, and go to "save target as" to download (1.14MB) Presentation Audio- MP3 Version - (Too big for upload, email rkrekstein@charon.nfp.com)
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